Date: 8th July 2025
Today, I did something that the old me would have only daydreamed about.
I took a deep breath, opened my Moomoo app, and deposited RM1000.
It might not sound like much to seasoned investors. But for someone like me—someone who once thought investing was a playground for the rich, the privileged, or the overly confident—this is a huge step. This is my first real commitment to the game of building wealth not just through labor, but through strategy, learning, and patience.
Why now?
Because I’m tired. Tired of the same 9-to-5 routine.
Don’t get me wrong—I don’t hate my job. But I feel like a dead fish, drifting with the current, going through the motions. Maybe investing isn’t the answer I’ve been looking for. But maybe… just maybe, it could be. I want to at least try.
I want to make money while sleeping.
I want to give myself 10 years.
To see what’s really possible when someone like me—someone without a silver spoon or a financial degree—dares to step into this world.
I’ve already worked for more than 10 years.
And what do I have to show for it?
More debts than savings.
I don’t blame the job. I blame myself.
My past choices, my spending habits, my ignorance. I genuinely own that.
But I also believe this: what I’ve learned from the past can be my light for the future.
I used to be terrified of the word “investment.”
It sounded like risk, loss, or even fraud.
I believed that saving money in the bank was the smart, safe choice.
But inflation taught me a hard truth—
That the value of my money quietly decayed while I stood still.
So here I am. Starting small, starting late, but still starting.
I chose Moomoo as my platform. It’s popular among Malaysians, beginner-friendly, and packed with tools that can help me learn as I go. It feels like a good place to begin.
I’m not here to gamble. I’m not here to get rich quick.
I’m here to learn, to lose, to gain, to observe, to grow.
This RM1000 is not just money. It’s a declaration.
A quiet but firm voice inside me saying:
“I may not know everything yet, but I’m willing to begin.”
Some people talk about money from the top of the hill.
I’m writing this from the very bottom.
And that’s okay. Because what matters is not where I start,
but that I finally started.
Let this be the first page of a long, uncertain, but worthwhile journey.