Part 2: RM1000—My first capital.

Close-up view of arranged Malaysian ringgit notes, perfect for finance themes.
It wasn’t much. But it was mine. And for the first time, I didn’t feel like money was just running my life—I was taking control.

Let’s be honest—RM1000 isn’t a lot in today’s world.

But for me, it’s a big deal.
That money could’ve gone to bills, groceries, loan repayments, or even savings for emergencies.
Instead, I decided to invest it.

And not in the “I bought 10 stocks and doubled my money overnight” kind of way.
No.
I put RM1000 into Moomoo, and I let it sit there—because I’m still learning.

I didn’t buy anything yet.
I’m using the SmartSave function, which promises a 3.7% return in 7 days. Whether that’s true or not, we’ll see.

But here’s why I’m documenting this:
I don’t want to repeat the mistakes I made with my money over the last 10 years.
This time, I’m slowing down, learning, and observing.

I want to know what I’m doing before I do it.
Because blindly chasing trends? That’s what got me into financial trouble in the first place.

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